Our client is a well-established international Fintech Company that develop and support software systems, including Digital Platforms for the Banking and Financial Services sectors globally. They are looking to recruit a Financial Analyst to be based at their offices in Limassol
The nature of the business is transaction sales "Electronic Bill Payment & Presentment", it will be a global business, operating in each country in partnership with local institutions.
The primary requirements and responsibilities are as follows:
- Before launching in a specific country, to prepare with the CEO a template for the analysis of the global operation cost, as well as the local operation cost (Capex, Opex), and map these costs to the transaction sales volumes forecasts. The idea is to be able to perform our pricing accurately.
- During the operation, for each geography, be able to monitor in real-time several KPIs that determine the health of the business and its profitability as forecasted based on a business plan.
- To participate as an active and decisive member of the fintech pricing committee; role is to design standard pricing schemes for each client industry and receivable size; also for day-to-day custom pricing schemes determination during client onboarding
- Implement an information gathering and update mechanism
- Gather all required and relevant information / documentation relevant to a particular geography
- Understand the competition pricing and their margins
- Understand the business dynamics and strategic directions in acquiring market share
- Understand the sales and marketing plans dynamically
- Establish a financial analysis tool/practice that allows executives to understand past periods financial results and perform “what-if” analysis on a continual basis
- Recommend increase/decrease in Fees Revenue by amending several schemes for a given period, whilst staying within the acceptable range of Net Margin
- Recommend CAPEX reductions (CAPEX is incurred with the implementation of new use cases in the platform, opening of new physical offices, acquiring of equipment, and others)
- Recommend OPEX optimization (such as HR cost, technology hosting fees, general expenses)
- Recommend strategies for reducing Transaction Cost by committing higher volumes to acquirers (economy of scale), or changing authorizing partners
- The client is happy to consider both junior and senior Financial Analyst’s for this role, as due to the nature of the role and growth of the company they are able to accommodate both.
To apply:
Please send your CV to StaffMatters at admin@smstaffmatters.com and mention that you are applying for the vacancy of Financial Analyst with reference number 455.
Or you can apply directly through your candidate login by hitting the APPLY button.